Are you a single mom? Are you finding it difficult to stay afloat in this tough, economic climate? If so, you could probably do with some sound financial advice. We have taken the time to come up with six tried-and-tested methods of saving money and improving your financial situation – all while balancing your parental duties and looking for romance at the same time.
Nobody ever said it would be easy raising kids and holding down a job, but it is certainly doable as long as you have the right attitude and perseverance.
Want to change your life? We are determined to help you thrive. Be the change you always knew you could be. Save your money and prepare to make a better life for yourself and your children.
Check out the rest of our article below.
1. Earn as if your life depends on it
No matter your situation, you need to work hard. This is the only way to earn enough money to make your life easier. Sure, some jobs might be a pain in the backside, but no job is beneath you, especially if it pays. If you need to take a boring job to make ends meet, so be it.
Ask your family to help you look after the kids while you go to work. Try to find jobs that fit around their school hours as well.
Another upside of earning as much money as you can is that you’ll have plenty to spend on dates when you finally decide to get back into the dating game! Whether you are looking for fun-loving singles or logging into some of the top lesbian sites in order to meet a lovely lady, you should be able to treat whoever you decide to date. Or at least pay for your half of the meal!
2. Find out what you can afford
A budget is one of the most useful ways of planning your life and your finances. Nowadays, everything costs money. You need to be aware of what you can afford to spend per week. Factor in things like food, gas, and other essentials.
If you are a modern-day progressive single woman, you may have to get creative, especially if times are hard and you’re not making a lot of money in your job. You may not be able to buy the best brands in the grocery store, but the cheap options usually taste just as nice. You may have to make some sacrifices if something doesn’t fit into your budget, but you’ll be able to afford these things again one day.
If you are thinking of dating, try to come up with some date ideas that don’t cost a lot of money. Walks in the park and trips to local art galleries do not cost a penny, and there is still plenty of fun to be had.
3. Pay off debt… forever!
If you have gotten yourself into debt, you need to make a commitment to yourself that you are going to pay it off gradually. However, you should also take this time to figure out how you got into debt in the first place.
There are lots of ways to get yourself out of these financial struggles. Come up with a plan to avoid credit cards and loans as much as possible. Make sure you have a calendar, so you know when all your bills are due to be paid. If you can avoid mounting bills and unnecessary debts, you’ll be much better off financially.
4. Protect yourself and your children
Without a doubt, your number one priority should be your children’s safety and security. If you are in financial difficulties, you need to be able to look after your kids no matter what. To do this, you need to make sure that they are clean, fed, and warm.
Once your kids are sorted, you should turn your attention to yourself. Take some time to focus on what you need as well. If you are in need of companionship, go and find it! You don’t even need to leave the house – you can sign up to a dating site and get chatting with some other singles who are looking for romance in your area.
5. Save short and long term
A great way to plan for your financial future is by having multiple saving accounts. We are sure you already have one eye on your children’s college tuition, as well as your retirement fund. But you can also save for more immediate goals as well. Want to throw a party for your kid’s birthday? Create a saving fund and put some money away every week. Want to go on a weekend away with somebody you have just started dating? Set some money aside and start planning a date in the near future.
6. Set big goals for yourself
Our final tip – don’t be afraid to dream big! Set yourself some big goals and go after them with everything you have got. We both know you aren’t going to need financial help for the rest of your life. Take charge of your profession and climb the employment ladder. Plan a holiday of a lifetime. Aim to send your kids to the best colleges in the country.
With any luck, our suggestions should give you the inspiration you need to take control of your finances and forge a stable life for yourself, your kids, and your love life. Follow our guidance, and hopefully, it will spell happiness!